PCNOW, Inc is your FHA certified appraisal companyThe FHA keeps a roster of approved appraisers for each state - PCNOW, Inc is on the roster of approved appraisers for GA. This indicates that we are qualified and approved by the FHA to do appraisals for property loans insured by them. Part of the regular training our staff at PCNOW, Inc undergoes deals exclusively with understanding the FHA's documentation and their rules and procedures. Contact us today if you need to get an appraisal done on an FHA-insured loan. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is backed by them. The lender takes care of all the finances; the FHA simply insures the transaction through mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are created to help low-to-moderate income consumers help meet credit requirements if they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Those with lesser income or less starting capital to use as a down-payment on a loan benefit the most from FHA loan programs. |